Dear Homeowners,

11 Facts Everyone should know:

· 2007 Debt Forgiveness Act expires at the end of 2012.

· The time to short sell without tax consequences is now.

· There is no deficiency judgment in California.

· All your debt can be forgiven.

· Some banks offer relocation money.

· You can buy in three years after doing a short sale.

· Short sales are much easier on your credit than a foreclosure.

· 99% of loan modifications keep you owing way above what a house is worth.

· You don’t pay any fees on a short sale.

· A Short sale does not affect most security clearances, and does not compromise future employment.

· You may be able to stay longer in the property.    

           If you or your family or friends know of anyone that would benefit from a no cost consultation please call Mark Wible at 209-832-0111.